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10 Best Business Finance Providers in Austin

“Business finance” can mean financing a property, funding an investment purchase, planning retirement or resolving a tax obligation. This comparison separates those purposes so you can approach providers whose described work matches the decision in front of you.

How we rank this list

This guide does not try to list everyone. It is our pick of business finance providers in Austin, built on each business's public reputation and on how central this service is to what it does.

Featured positions are clearly marked and only offered to businesses that already earned their place in the guide.

Top 3All listingsMapHow to decide

Featured Business Finance Providers in Austin

Select one to see why it made the list.

#1
LendFriend Mortgage
5.0570 reviews
Borrowers with self-employment, complex income, substantial assets or specialized financing needs
#2
Austin Capital Mortgage
5.0318 reviews
First-time buyers seeking flexible credit or low-down-payment optionsBorrowers with varied income types or unusual loan scenarios
#3
49 Financial
5.0269 reviews
People organizing retirement finances or rolloversClients who want detailed explanations of financial choices

10 Business Finance Providers in Austin Compared

LendFriend Mortgage, Austin#1
Strengths

  • Comparing more than 40 lenders rather than limiting borrowers to one lender’s products

LendFriend Mortgage

5.0570 reviews
600 Congress Ave Office 15092, Austin, TX 78701, United States
A good fit for
Borrowers with self-employment, complex income, substantial assets or specialized financing needs

LendFriend Mortgage is an Austin mortgage broker for conventional, jumbo, VA and Non-QM financing. It compares more than 40 wholesale lenders and works with borrowers whose income or assets may not fit standard underwriting, including self-employed buyers, retirees, investors and high-net-worth borrowers. Programs include bank-statement, asset-depletion, RSU, crypto-backed and DSCR options, alongside VA IRRRL refinances.

Austin Capital Mortgage#2
Strengths

  • Access to 100+ lending partners plus in-house funding

  • Originates, processes, underwrites, closes and funds loans in-house

Austin Capital Mortgage

5.0318 reviews
6615 Vaught Ranch Rd #200, Austin, TX 78730, United States
A good fit for
First-time buyers seeking flexible credit or low-down-payment optionsBorrowers with varied income types or unusual loan scenarios

Austin Capital Mortgage is a full-service mortgage banker serving homebuyers with residential loan options. Its hybrid model combines in-house funding and mortgage-process management with access to more than 100 lending partners, giving borrowers multiple programs and pricing paths. It is a strong fit for first-time buyers, complex scenarios and borrowers seeking a guided process, with the business stating that it has funded more than $7 billion since 1996.

49 Financial, Austin#3
Strengths

  • Explains rollover and retirement options step by step

  • Advisors adapt discussions to changing family and life circumstances

49 Financial

5.0269 reviews
3711 S MoPac Expy Bldg 1 Suite 150, Austin, TX 78746, United States
A good fit for
People organizing retirement finances or rolloversClients who want detailed explanations of financial choices

49 Financial is a financial planning firm that helps clients organize finances and make decisions around retirement and changing life circumstances. Reported planning work includes rolling a 401(k) into an IRA, comparing retirement approaches, and explaining recommendations step by step. It suits clients who want patient guidance, accessible advisors, and conversations tailored to their goals rather than unexplained financial jargon.

Barton Creek Lending Group, Austin#4
Strengths

  • The lender offers a broad range of loan programs while positioning itself as locally rooted

  • Its resources explain credit, PMI, appraisals, closing costs and refinancing in plain English

Barton Creek Lending Group

4.9383 reviews

Open 24 hours

3201 Menchaca Rd, Austin, TX 78704, United States
A good fit for
First-time and repeat home buyersSelf-employed borrowers exploring multiple optionsBorrowers seeking construction, jumbo or refinance lending

Barton Creek Lending Group is an Austin mortgage company offering purchase, refinance, construction and jumbo loans. It is licensed in Texas, Colorado, Florida and Tennessee and describes financing for first homes, commercial properties, condos, raw land and one-time-close construction. The group combines local-market guidance with plain-English process resources and support from first quote to closing.

REAP Financial, Austin#5
Strengths

  • Fiduciary advisers address multiple parts of a client’s financial life

  • The firm combines retirement planning with wealth management and estate planning

REAP Financial

4.9168 reviews
9414 Anderson Mill Rd #100, Austin, TX 78729, United States
A good fit for
People developing or implementing a retirement planFamilies seeking coordinated wealth, estate and tax planning

REAP Financial is an Austin financial-planning firm focused on retirement, wealth and income management. Its fiduciary advisers address retirement services, investments, estate planning, wealth management and tax planning, with personalized planning and implementation for clients approaching or living in retirement. The firm also offers a 15-minute discovery call and educational resources on retirement income and tax strategy.

Vista Lending, Austin#6
Strengths

  • Explains mortgage steps and correspondence in clear, accessible language

  • Provides proactive support through the loan process and closing

Vista Lending

4.9143 reviews
1211 Baylor St, Austin, TX 78703, United States
A good fit for
First-time homebuyers who need patient process guidanceBorrowers who value prompt answers and consistent communication

Vista Lending is an Austin mortgage lender supporting homebuyers through the loan process with clear communication and patient guidance. The team explains requirements in accessible language, answers questions promptly and stays on top of details through closing. That approach suits first-time buyers as well as borrowers who want an involved lending team without pressure.

Assurance Financial, Austin#7
Strengths

  • The company says it handles the entire mortgage process in-house

  • Applications can be completed online

Assurance Financial

4.9124 reviews
7600 Burnet Rd Ste. 315, Austin, TX 78757, United States
A good fit for
First-time home buyers and people purchasing a homeHomeowners exploring refinancing or home equityBorrowers who prefer an in-house mortgage process

Assurance Financial is an independent, full-service residential mortgage banker serving home buyers and homeowners refinancing. It offers a broad menu of residential loan products and handles the mortgage process in-house, with online applications and support for first-time buyers, downsizers, new construction and equity needs.

HouseMax Funding, Austin#8
Strengths

  • Experience cited across buy-and-hold, fix-and-flip, DSCR, bridge and refinance deals

  • The team focuses on project execution as well as the loan transaction

HouseMax Funding

4.8410 reviews
3711 S MoPac Expy Building 1 Suite 375, Austin, TX 78746, United States
A good fit for
Real estate investors financing acquisitions, renovations or refinancesBorrowers seeking investment-property lending support

The Austin team is described as working closely with borrowers and projects, emphasizing clear communication, defined next steps and prompt follow-up during investment-property financing.

American Finance & Investment Co., Inc., Austin#9
Strengths

  • Specializes in property-tax loans rather than general-purpose lending

  • Privately funded structure allows AFIC to evaluate situations independently of third-party banks

American Finance & Investment Co., Inc.

5.065 reviews
9020 N Capital of Texas Hwy Bldg 2, Suite 375, Austin, TX 78759, United States
A good fit for
Homeowners or commercial owners addressing delinquent Texas property taxesBorrowers seeking a property-tax loan with online closing options

American Finance & Investment Co., Inc. is a Texas property-tax lender serving homeowners and commercial property owners with structured loans for delinquent property taxes. AFIC describes itself as privately funded, offers individual evaluation of situations, and supports online closing or document delivery. Its Austin service area includes Travis and Williamson counties. The company also advertises no-credit-check lending and same-day approvals.

Dimov Partners Austin#10
Strengths

  • Bookkeeping and accounting are handled by the same firm

  • Services include cross-border filing, foreign-account reporting and crypto returns

Dimov Partners Austin

4.7212 reviews
13809 Research Blvd Ste 500/523, Austin, TX 78750, United States
A good fit for
Small businesses needing tax and bookkeeping supportIndividuals with complex, cross-border or foreign-account tax matters

Dimov Partners Austin provides individual and business tax, bookkeeping, payroll, M&A, cross-border and international accounting services. Its bookkeeping work includes bringing records current, reconciling accounts and maintaining monthly closes, while its tax practice serves individuals, startups and growing businesses. Appointments are recommended.

The key facts side by side

#BusinessRatingReviewsA good fit for
#1LendFriend Mortgage 5.0570Borrowers with self-employment, complex income, substantial assets or specialized financing needs
#2Austin Capital Mortgage 5.0318First-time buyers seeking flexible credit or low-down-payment options
#349 Financial 5.0269People organizing retirement finances or rollovers
#4Barton Creek Lending Group 4.9383First-time and repeat home buyers
#5REAP Financial 4.9168People developing or implementing a retirement plan
#6Vista Lending 4.9143First-time homebuyers who need patient process guidance
#7Assurance Financial 4.9124First-time home buyers and people purchasing a home
#8HouseMax Funding 4.8410Real estate investors financing acquisitions, renovations or refinances
#9American Finance & Investment Co., Inc. 5.065Homeowners or commercial owners addressing delinquent Texas property taxes
#10Dimov Partners Austin 4.7212Small businesses needing tax and bookkeeping support

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Compare finance providers across the Austin area

Use the geographic view to compare Austin providers with businesses described as serving wider regions or nearby counties. Location is only one consideration: online applications, remote meetings, service territory and appointment requirements may matter just as much.

Finance services represented in Austin

  • Residential mortgage lendingAustin Capital Mortgage, Barton Creek Lending Group, Vista Lending and Assurance Financial describe purchase, refinance or residential mortgage support.
  • Specialized borrower financingLendFriend Mortgage works with self-employed, investor, retiree and high-net-worth borrowers across conventional, jumbo, VA and Non-QM options.
  • Investment-property loansHouseMax Funding describes buy-and-hold, fix-and-flip, DSCR, bridge-loan and refinance financing for real estate investors.
  • Retirement and wealth planning49 Financial and REAP Financial help clients consider retirement, rollovers, investments, estate planning, income management and tax planning.
  • Business tax and accounting supportDimov Partners Austin provides tax, bookkeeping, payroll, M&A, cross-border and international accounting services.
  • Property-tax lendingAmerican Finance & Investment Co. focuses on structured loans for delinquent Texas property taxes and serves Travis and Williamson counties.

How to choose a business finance provider

  1. Name the financial objectiveSeparate a home purchase, refinance, investment acquisition, retirement decision and delinquent property-tax issue before contacting providers.
  2. Match the provider to your profileSelf-employed income, unusual assets, real estate investments, household finances and business accounting each call for different experience.
  3. Compare process structureAsk about in-house handling, lender access, online applications, remote meetings, discovery calls and the communication you should expect.
  4. Check eligibility detailsSpecialized programs depend on qualifying income and assets, while REAP Financial’s no-cost Retirement Analysis requires at least $500,000 in investable assets.
  5. Consider timing and appointmentsSome providers recommend appointments, and Austin Capital Mortgage states that some paths can move in 7 to 21 days; confirm your own timeline directly.

Questions people often ask

Which Austin provider compares multiple mortgage lenders?

LendFriend Mortgage says it compares more than 40 wholesale lenders, while Austin Capital Mortgage describes access to more than 100 lending partners plus in-house funding.

Who focuses on real estate investor financing?

HouseMax Funding describes buy-and-hold, fix-and-flip, DSCR, bridge-loan and refinance transactions for real estate investors.

Where can I find retirement and estate planning?

REAP Financial describes retirement, wealth, income, estate and tax planning; 49 Financial focuses on retirement decisions and rollovers.

Which provider handles delinquent property taxes?

American Finance & Investment Co., Inc. specializes in property-tax loans for homeowners and commercial property owners in Texas.

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